Dumb-Ass Choices

I don't have a car. I have to go take care of some bills.
So...
Do I spend $40 round-trip for a taxi and get it done efficiently, with minimum stress and anxiety but costing a ridiculous amount of money? I would be home within two hours.
~or~
Do I walk to the bus stop and wait for the always-late bus that only comes once every 50 minutes? Then do the same on the return trip? In 105 degree weather with high humidity? This is a four-hour adventure at least. The cost would be a thrifty $2.

Dammitdammitdammit!!!!!!!!!!!!!!!!!!!!!!!!!!!!!